Articles with insights and tips to help attorneys and law firms improve their practice, adapt to market changes, explore tech, stay informed, and protect it all with tailored insurance solutions.
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Technology is reshaping the legal field, but success depends on strengthening human connections, not replacing them. As clients demand digital convenience, firms must modernize without losing trust, empathy, or personal service. The future of law belongs to firms that are both tech-savvy and deeply human. Learn how you can achieve both.
Claims-made and reported policies can be tricky to navigate. This article explains how timing, retroactive dates, and tail coverage affect your legal malpractice protection, and how to avoid costly gaps in coverage.
Daniels-Head Insurance Agency has been chosen by the attorney audience of the Texas Lawyer as a 1st Place winner of the “Best Of” reader's survey for 2025!
Cyber threats put every law firm at risk. A single attack can compromise client data and expose your firm to costly legal consequences. Cyber liability insurance offers financial protection, legal support, and compliance guidance—but is it a smart investment or just another expense?
Understanding the key differences between Data Breach Insurance and Cyber Liability Insurance can help you make smarter, more confident decisions. Whether you're considering standalone policies or filling gaps in your current coverage, knowing what each policy offers is important to choosing the protection that is most suited for you and your business.
Explore the history of ransomware attacks, the tactics used today, and the proactive measures you can take to protect your law firm from this growing cyber threat.
Discover how implementing Multi-Factor Authentication (MFA) can serve as a formidable barrier against unauthorized access and why it's a simple yet powerful tool that every individual and business should employ.
Cybersecurity breaches are an ever-present threat for all businesses, but for law firms, the stakes are incredibly high. With sensitive client data and your firm's reputation on the line, preparation for such an event is imperative.
A single intern collapsed US cybersecurity. That’s one lesson from the SolarWinds hack. The greater lesson is that the vulnerability was known a year earlier, and nobody took any action.
The remote workforce created security challenges. As quickly as you said “coronavirus”, everyone was working from home. This created at least two problems.
Do they protect more? Office 365 and G Suite invest heavily in cybersecurity. So, are they less vulnerable to a data breach or cyberattack?
Stay informed with practical guidance on legal malpractice prevention, law firm management, and business insurance strategies.
From risk management and firm operations to emerging industry trends, these articles are designed to help you protect your practice, strengthen client relationships, and operate with confidence to level up your legal career.
Yes! Professional liability insurance (PLI) can provide your law firm with a defense in the event a claim is filed against you, whether an error was made or not. Should a claim occur, PLI coverage may provide you with access to a defense attorney seasoned in lawyer’s malpractice claims caused by:
Access to this type of support when dealing with a malpractice claim can help eliminate the loss of time and money (and not to mention stress) that defending a claim requires. Having someone on your side to offer advice and answer questions is invaluable.
Many states require lawyers to disclose whether they carry malpractice insurance. Some states may require clients to sign a written disclosure acknowledging that the attorney is practicing without professional liability insurance coverage. Requiring potential clients to sign these disclosures may cause them to question working with you. Or you may practice in a state that requires PLI. Oregon and Idaho, for example, currently require attorneys to carry professional liability coverage. Just more reasons why yes, you do need professional liability insurance.
Lawsuits can happen, frivolous or not. Without adequate coverage protecting your firm, a lawsuit could be so costly that it leaves your business in ruins.
Because professional liability insurance is written on a “claims-made and reported” basis, you will want to obtain coverage for your firm as early as possible in your legal career.
“Claims-made and reported” means the claim must occur and be reported during the policy period. Your retroactive date, or prior acts date, is the date upon which you first obtained coverage. When a lawyer has prior acts coverage, malpractice issues that occur after the retroactive date are usually covered* as long as the matter was reported in compliance with the policy. On the other hand, any alleged malpractice that happened prior to the retroactive date would be excluded from coverage, even if reported during a current policy term.
So, you will want to have coverage in place as soon as possible because you will need to have a policy in place when the error occurs and the claim is reported (or coverage may not apply).
Many factors can determine your annual premium, and rates may differ between carriers.
Some key premium factors are:
Price vs. Value: Making Informed Choices When Shopping for Lawyers Professional Liability Insurance
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