Workers Compensation

Workers Compensation Insurance protects employees and employers from work related injuries, illness or death.

What Does It Do?  It provides the employee coverage for medical expenses or lost income in the case of work-related illness, injury or death.  It also reduces the employer’s liability for work related injuries and illnesses. It can provide coverage for:

• Medical Benefits
• Wage Replacement
• Disability
• Rehabilitation
• Death Benefits

When Is It Needed?  Most states require businesses that have employees to carry Workers Compensation. It protects the employees by ensuring they receive prompt medical care and financial support in the event of a work-related injury or illness. It protects you as the employer from lawsuits filed by injured employees.